Mortgage Loan Underwriter – San Antonio, TX - Remote from any Branch Location - Legacy Mutual
Mortgage Loan Underwriter – San Antonio, TX – Remote from any Branch Location
Join Our Legacy Team

Legacy Mutual Mortgage is an outstanding full service residential mortgage lender originating, underwriting and closing conventional, jumbo, FHA, VA and USDA mortgage loans and providing refinancing services as well. In business since 2005, we are dedicated to meeting the home loan needs of individual homebuyers while working with our real estate partners in Texas (San Antonio, Austin, Houston, Fort Worth, Boerne, Schertz, Alamo Heights & New Braunfels), Tennessee (Nashville) and Colorado (Golden and Grand Junction). Our team members are the key to Legacy’s success, and we are looking for highly motivated, qualified individuals to join our talented team.

We are currently seeking an Underwriter for our San Antonio, TX or remote from any branch location.

  • Location:3503 Paesanos Parkway, San Antonio, TX, 78231
  • Position Type: Full-Time
  • Schedule: Monday – Friday, 8:00 – 5:00, Days and/or hours may vary and/or subject to change based on client need.
Essential Functions Include:
  • Responsible for underwriting residential mortgage loans in accordance with FHA, VA, USDA, FNMA, FHLMC, and private investor guidelines while ensuring compliance with company and investor standards.
  • Make timely and accurate underwriting decisions while using independent and discretion.
  • Clearly communicate underwriting guidelines and corporate underwriting policies to team members.
  • Interact and contribute in a team setting.
  • Properly interpret complex personal and business financial documents, including personal financial documents and tax returns.
  • Provide basic underwriting training to team members to create a better understanding of the Underwriter’s responsibilities.
  • Must maintain regular attendance.
  • May perform other duties as assigned.
Desired Skills and Experience
  • High school diploma or equivalent. College degree, preferred.
  • Minimum of five (5) years of in-depth knowledge and experience in conventional mortgage loan underwriting. Experience in FHA, VA, USDA, and private investor underwriting preferred.
  • Valid FHA DE/CHUMS ID, preferred.
  • SAR, LAPP and VA Automatic, preferred.
  • Proficiency with DU, LP, Total Scorecard and GUS, preferred.
  • Must have working knowledge of and experience with Microsoft Office (Outlook, Word, and Excel).
  • Must have experience using a mortgage-based system to assist in underwriting loans. Experience with Ellie Mae Encompass, preferred.
  • Must have excellent verbal and written communication skills.
  • Must have a positive attitude.
  • Must be dependable, self-motivated, and require minimal supervision.
  • Must have demonstrated organizational skills.

We offer competitive and outstanding benefits for our full-time employees that include the following: Company paid Life and Long Term Disability. Medical/Dental, Short Term Disability and Vision plan options. 401(k) eligibility with a company match subject to annual maximum contribution cap. Holidays and paid time off.

Legacy Mutual Mortgage is a drug-free workplace and requires pre-employment drug testing. Please note Legacy Mutual Mortgage does not hire tobacco or nicotine users. Currently Legacy Mutual Mortgage does not provide sponsorship for new hires. Only qualified candidates will be contacted. No telephone calls please. For more information about our Company, please visit our website at

Only those candidates who meet the minimum requirements need apply.

To Apply

Please go to:
Legacy Mutual Mortgage is an Equal Opportunity Employer, including disability/vets.

Legacy Mutual Mortgage is a “Best Places to Work” Winner!

Legacy Mutual Mortgage recognizes that their employees are their greatest asset. It is the culture of Legacy to invest in those who make them the most successful – their people. Perhaps the best measure of this, as an employer, are the votes earning Legacy a win in San Antonio Business Journal’s “Best Places to Work” competition 2015 – 2020. In 2016, 17 and 18, Legacy successfully took home the honor of Top Workplace, beating out all of its Large Company category contestants! Legacy has since added other top workplace honors from various publications and competitions in our Austin, Fort Worth, Nashville and San Antonio branches. Legacy Mutual Mortgage invites you to start your legacy today by joining this top-performing, award-winning team of employees.