Josh Penland - Legacy Mutual
Josh Penland

VP/Senior Loan Officer
NMLS# 216357

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Josh Penland is a Senior Loan Officer and Vice President of Legacy Mutual Mortgage in Austin, Texas. He attended Texas State University, received a BA in Finance, and began working as a financial advisor. In the fall of 2003, he followed his passion into the mortgage industry and has grown The Penland Team into one of the most recognized names in Austin. Josh has built a strong reputation for his outstanding concierge style of service to both his clients and business partners. He uses his investment knowledge and experience to help his clients structure their mortgage so it aligns with both their short and long term financial goals. Josh has helped over 2,000 clients in Central Texas, and The Penland Team is looking forward to expanding into Colorado, California, Florida, and Tennessee.

Josh has been recognized by the Austin Business Journal as one of Austin’s Top Mortgage Producers since 2007. He has been honored since 2011 by Texas Monthly for their Five Star Mortgage Professional Award. In 2015, Austin Monthly magazine published a new peer nominated Top Mortgage Professional list and Josh Penland was honored to be named for the past 3 years in a row.

Josh lives in North Austin with his wife Natalie, who works with his team to help with marketing, branding, and business development. They have three children, Kennedy, Dominic, and Carson, two Golden Doodles named Molly & Luna and their cat, Zorro. They are big animal people and foster dogs throughout the year. Josh enjoys sports, traveling, and watching movies at the Alamo Draft House.

Let’s Talk

Get in touch with me:

Office: 512.776.1420

 Austin – South
5707 Southwest Parkway, Bldg. 2, Suite 150
Austin, TX 78735

  • Talk about above and beyond! As an agent, Josh and his team have been the best mortgage team I have ever worked with, hands down!
    You can tell that they treat their clients as more than just numbers on a file, but as people with goals and desires when it comes to lending that they are eager to exceed. We closed on time without a hitch and Josh has taught me many things as a newer agent. Highly recommend!

    Connor Johnstone

    Josh and his team provide the best customer service I've ever experienced. Josh cares a lot about his customers and the quality of service he provides. The service starts before you even apply, he's always available, answering questions any time or day of the week, and provides a lot of information up front. I'd recommend Josh and his team to anyone looking to buy a home and wants to eliminate as much stress as they can in the purchase process.

    Vlad Denisov
  • Josh's team is very impressive. They provided updates to me (the listing agent) throughout the sale which really put me at ease knowing they were staying on top of things. Highly recommend!

    Melanie Price
Team Members

Pat Odom

Team Manager

Perla Morales

Contract to Close

Allison Germann

Production Associate III

Natalie Penland

Relationship & Marketing Director

Mark Alvarado

Loan Approval Coordinator

Lauren Martinez

Loan Production Associate

Our Competitive Advantage


Closing Dates Met


Accurate Closing Cost Estimate


Most Preferred Lender


Referral Rate from Past Clients