Sara Sterling

Loan Officer
NMLS# 291058

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Sara has over 16 years’ experience in the Mortgage Industry with 14 years being spent as a Top Producing Loan Originator for a high-volume builder. Prior to that she was a Realtor and a Loan Processor, so she has a foundation that allows her to understand the transaction from every angle.

She believes that purchasing a home, whether it is the first or fifteenth is a monumental life event. Getting to know her customers is key. The why to their purchase helps her team streamline a complex process to help prevent anyone from becoming overwhelmed or anxious while putting their financing in place. It is extremely important to Sara and her team that at the end of the process, their buyers feel as though they were well informed and that the many details involved were well managed by their mortgage team. Sara works diligently to strategize and ensure that she is assisting each buyer in making the best choices for their family. She takes as much time as each buyer needs for explanation, so they are comfortable with the details. It’s a huge investment and it matters. When each buyer closes on their home Sara wants them to remember the positive collaborative experience that Legacy Mutual Mortgage was able to give them.

Sara and her husband Mike are both native Austinites growing up in Central Austin and now call Cedar Park home. Mike is a Professional Residential Inspector and they have two teenagers, Aidan and Makayla. Both kids are involved in athletics at their schools and keep the family both busy and entertained. You’ll often find them enjoying game nights at home, movies and hanging out with their extended families that also live in Austin.

Let’s Talk

Get in touch with me:

Office: 512.776.1365

 Austin – North
10801 N. Mo-Pac Expressway, Bldg. 2, Suite 140
Austin, TX 78759

Team Members

Josh Penland

Sr. Loan Officer

Pat Odom

Penland Team Manager

Kathryn McKissick

Sr. Processor

Perla Morales

Contract to Close

Allison Germann

Production Associate III

Natalie Penland

Relationship & Marketing Director

Our Competitive Advantage


Closing Dates Met


Accurate Closing Cost Estimate


Most Preferred Lender


Referral Rate from Past Clients