Congratulations on your decision to buy a new home! It’s never too early to start thinking about what comes next! There are many important things to consider throughout the homebuying process, especially if you’re a first-time homebuyer. Below are a few home purchase basics that will help keep you on track.

In General….

A home purchase may be your largest financial transaction to date, so it’s important to make good decisions and keep an eye on the details. With the assistance of your real estate agent and loan officer, it should be a pleasant and rewarding experience.

Count on Legacy Mutual to:

• Assist you in selecting a loan to meet your lifestyle and goals. (This single decision may save you thousands of dollars throughout the years!)
• Keep you informed of your loan status throughout the entire process
• Keep your real estate agent informed of our loan progress (note: your personal information is always kept confidential between you and us; only progress is shared)

Count on yourself to:

• Make sure you are pre-qualified as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home
• Keep your real estate agent informed of any questions or concerns that develop
• Keep the process moving by providing documentation and as soon as possible
• Enjoy purchasing your home, but do remain focused on making decisions that are best for you

Our hope is that these home purchase basics help make this process as easy and straightforward as possible.