Copyright © 2026 Gardner Financial Services, LTD, an Equal Housing Lender, dba Legacy Mutual Mortgage, NMLS #278675, (check licensing and registration at nmlsconsumeraccess.org.) Corporate Office: 18402 U.S. Highway 281 N Suite 258, San Antonio, TX 78259. AZ BK #2001467; Licensed in California by the Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; MA Mortgage Lender; NJ – Department of Banking and Insurance; RI Licensed Lender & RI Licensed Loan Broker. Loans not available from all originators in all states and not all loan products are available in all states. All loans are subject to credit and property approval. Not all applicants qualify. Restrictions and conditions may apply. This material is informational only and not a commitment to lend.

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