• Our Legacy
    • About Us
    • Testimonials
  • Legacy Team
    • Executive Leaders
    • Loan Officers
    • Locations
  • Resources
    • Legacy Blog
    • Mortgage Calculator
  • Partners
    • Referral Partners
    • Builder Partners
    • Texas Partners Bank
  • Careers
    • Job Postings
Caitlin Torres, Author at Legacy Mutual
  • Our Legacy
    • About Us
    • Testimonials
  • Legacy Team
    • Executive Leaders
    • Loan Officers
    • Locations
  • Resources
    • Legacy Blog
    • Mortgage Calculator
  • Partners
    • Referral Partners
    • Builder Partners
    • Texas Partners Bank
  • Careers
    • Job Postings
Legacy Mutual Mortgage
  • Menu
    Apply
  • Menu
  • Our Legacy
    • About Us
    • Testimonials
  • Legacy Team
    • Executive Leaders
    • Loan Officers
    • Locations
  • Resources
    • Legacy Blog
    • Mortgage Calculator
  • Partners
    • Referral Partners
    • Builder Partners
    • Texas Partners Bank
  • Careers
    • Job Postings
Caitlin Torres
  • 1
  • 2
  • »
Most Worthwhile Home Improvements for All Budgets
Wondering which home improvements will give you the biggest bang for your bu
A Glimpse at Structuring Your Day
Having trouble structuring your day to accomplish all the things on your to-
Your Guide to Saving for a Down Payment
You’re thinking about buying a house someday soon, but you aren’t anywhe
Goal setting for 2025
With the start of a new year comes hope and anticipation for what’s ahead.
Mistakes First-Time Homebuyers Make
It’s easy to make mistakes on something you’ve never done before. Don’
Key Differences Between Renting & Owning
What is the difference between renting and owning? A rental payment vs a mor
How to choose your Lender and Realtor
A home purchase is one of the biggest milestones many make in their lifetime
All About Your Credit Score
What is a credit score? Why does it matter? If you’ve ever asked these que
Important Things to Look for When Buying a Home
Buying a home is an exciting process, but it can also be overwhelming, espec
  • 1
  • 2
  • »
Apply For A Loan Today

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Legacy Mutual Mortgage
Our Legacy
  • About Us
  • Our History
  • Our Culture
  • Our Giving
  • Testimonials
Legacy Team
  • Executive Leaders
  • Loan Officers
  • Locations
Additional Resources
  • Security
  • Privacy Policy
  • Terms and Conditions
  • NMLS Consumer Access
Business Partners
  • Referral Partners
  • Builder Partners
  • Texas Partners Bank
Careers
  • Job Openings

Copyright © 2025 Gardner Financial Services, LTD., dba Legacy Mutual Mortgage, NMLS #278675. All rights reserved.

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity,
sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status,
or any other characteristic protected by federal, state, or local law.

powered by: rich media pros