Buying a home for the first time is a huge undertaking and can be extremely daunting. Whether this is your first home purchase or you’re a seasoned homeowner, buying a home is always a big deal. There’s a lot to think about and plenty of planning involved, even aside from the financials of it all. Having a loan officer who is truly on your side and helps you understand the ins and outs of buying a home makes all the difference.

When you use Legacy Mutual Mortgage to finance your home, we promise to make the process as seamless and helpful as possible. We don’t just want the opportunity to work with you. Our people know how much goes into buying a home and want to help you feel at ease and empowered. We asked our loan officers the question, “What advice do you give to first-time homebuyers?”. Check out their helpful responses below.

Keith Jensen – Boerne, TX

If you’re starting the homebuying process and don’t yet have a realtor, the best first step is to get pre-approved. Your loan officer works with trusted realtors every day and can connect you with someone who will guide you smoothly through the process, protect your interests, and help you save money where it really counts. A lower commission doesn’t always mean a better deal—experienced realtors who charge standard rates often negotiate stronger offers, avoid costly mistakes, and deliver the best overall results.

Shauwn Digman – San Antonio, TX

You should be scared! You don’t wake up every morning and spend hundreds of thousands of dollars. Honestly, if you’re not a little scared, I get nervous. My advice? Trust the process, ask lots of questions, have faith in your loan officer, and don’t be shy. This is a big step—but it’s also one of the most exciting things you’ll ever do.

Danell Riggs – Prescott, AZ

Slow down, ask every question, and don’t let the process overwhelm you. The biggest mistake first-time buyers make is thinking they need to have it all figured out before they start. My advice is: surround yourself with the right team, lean on professionals you trust, and focus on long-term goals, not just short-term excitement. Your first home is the foundation of your financial future—so be intentional, be informed, and don’t skip steps just to move fast.

Choose Legacy Mutual Mortgage as your trusted lender – we know you won’t be disappointed. Find a loan officer in your area and apply today.