Harold Smith - Legacy Mutual
Harold Smith

Senior Loan Officer/Branch Manager
NMLS# 208586

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Harold’s exposure to the industry began at a young age while working after school and summers at his parent’s real estate firm in Amarillo. Harold earned a BBA in Entrepreneurship and Management from Baylor University. He sharpened his communication and presentation skills as a corporate trainer during his 8 years with ExecuTrain. Then he returned to his real estate roots, now with over 15 years in home financing.

Harold is dedicated to listening to clients, then educating them on best options based on their specific needs and situation. He recognizes the value of delivering beyond the expected. His knowledge about the home buying process does not stop at home finance. His ability to provide outstanding customer service comes from his complete understanding of the buying and selling process and strategies. He creates raving fans and is blessed to have numerous families he has helped repeatedly over the years.

Harold regularly presents to groups on the topics of home finance, credit reports, home buying process, and strategies to help clients and realtors. He frequently works in coordination with financial planners to help mutual clients with real estate needs.

Harold and his family are actively involved at The Village Church – Dallas Campus where he and his wife, Shelby, serve as Deacons, Home Group Leaders, and several other volunteer roles. Harold serves on the Board of Dallas Life Homeless Ministry, the largest homeless shelter in North Texas providing food, shelter, clothing, education, medical care, and long-term rehabilitation. Harold is a regular in the early morning class at Orange Theory Fitness. Harold and Shelby have three children and are often involved in their school, athletic, or scouting events.

Let’s Talk

Get in touch with me:

Office: 469.621.6299

 Fax: 214.853.5274


 North Dallas
15770 Dallas Parkway, Suite 630
Dallas, TX 75248

  • Harold and his team were professional, honest, and thorough. He was the first person we turned to when we got serious about our home search and he guided us through to the end. I've already recommended him to close friends after having such a smooth closing. Thank you for your time, Harold!

    Laura Hicks

    Harold and his team are exceptional to work with. They are incredibly friendly, professional, efficient and skilled in their work! This was my first time buying a home, and Harold walked me the process so well! He got me the best interest rate and he explained concepts to me that will help me so much in the future. It completely eased my anxiety as a first time home buyer! I honesty could not have done it without them! The process was so seamless, and if you can believe it, enjoyable! I definitely recommend Harold and his team! You won’t find a better lender or lending experience!

    Jillissa Cherepon
  • Harold and his team are top notch! They made the process effortless and I appreciated his education on the various options when refinancing my mortgage. I felt like his only client while going through the process, he's my go-to guy and I recommend him to any I know!

    Elizabeth Novosad

    We refinanced our home loan with Harold Smith and his team at Legacy Mutual Mortgage. It was fast and and we were kept informed regularly with updates on the progress of our loan application.

    A Great company and people to work within home loans.

    Mike & Suzanne

    Mike Royce
Team Members

Abbie Reed

Senior Production Partner

Kari Reed

Loan Approval Coordinator

Shane Moore

Production Partner

Kayla Eckert

Production Partner

Jake Logsdon

Senior Production Partner

Katie Miller

Closing Coordinator/Marketing

Our Competitive Advantage


Closing Dates Met


Accurate Closing Cost Estimate


Most Preferred Lender


Referral Rate form Past Clients