Jennifer Hughes Hernandez - Legacy Mutual
Jennifer Hughes Hernandez

Senior Loan Officer
NMLS# 514497

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Jennifer Hughes Hernandez is a Senior Loan Officer and Top Producer in Legacy’s Houston area office. Since 1995, Jennifer has built her business 100% on referrals, with 2/3 of her referral base from realtors and business partners, and the remainder from past clientele. Jennifer and her team’s reputation is known for closing accurately, on time, and with lots of communication. Jennifer is passionate about paying it forward through mentorship and coaching and currently serves as a business coach for the Core Training, Inc., a national lender and realtor coaching program. Additionally, as a part of her business practice, she holds a minimum of 10 speaking engagements and seminars per year for her referral partners and prospective clients. Her topics range from mortgage, time management, the loan process and raving fan service!

Her greatest passion is caring for her family. Providing for a full household of 2 kids, parents in law, and their dog, Mini, could not be possible without the loving support and teamwork of her husband, Fernando. A large part of their time at home is speaking Spanish! Fernando is from Mexico, and Jennifer met him there while as an exchange student (from Texas A&M) studying Economics at Tecnologico de Monterrey in 1993. They are determined that their children are bilingual, so there is zero tolerance at the dinner table! In 2017, the Hernandez family started hosting an exchange student through AFS for the school year. They plan to do this for as many years as they can.

To be the most trusted choice in lending by delivering dreams daily while providing exceptional customer service at every turn. You. Us. Together.

Let’s Talk

Get in touch with me:

Office: 713.579.3611

2500 CityWest Blvd., Suite 750
Houston, TX 77042

  • What a great, quick lending experience with Legacy Mutual! Legacy was able to provide me with mortgage lending in an extremely short time period. My spouse and I had tried another lender who took a long time to finally tell us no and we worried that we would lose our hefty earnest money. Jennifer Hernandez and her team got on board quickly and came up with a solution that the previous lender had not offered us. We closed on our home in less than a month. The seller's realtor was also impressed with Jennifer Hernandez's high level of attention to the loan. Also, at closing, guess who was there? Jennifer! I have never had a lender shake my hand at the title company and allow me to put a name with a face... and this is my 4th home buying experience! I plan on recommending Legacy Mutual to all friends and family who want to purchase a home and will definitely call Legacy for any future home lending needs that I have. Great job!

    E V

    My experience with Jennifer was great! She's knowledgable about home buying information and worked well with me. She also gave all the necessary information needed, which for me it was pros and cons as am a first time buyer. I would definitely recommend her for any of your home buying needs. Exceptional customer service!

    Tasha Ferguson
  • Being self employed has it's benefits but also some disadvantages. We had worked with other mortgage companies only to become disappointed at the end by being turned down. Well the Kyles Team stuck through thick and thin with us until we were able to get fully refinanced. From start to finish, this Team was very professional but also very personable. We were treated with dignity and respect, not just like a number. We highly recommend The Legacy Mutual Mortgage Team! Thank You Steve and Michael for everything you did to make our refinance a smooth and pleasant experience. You delivered GREAT RESULTS! Santiago and Maria Covarrubia

    Call PPC

    i had a home that fell through cause my lender was willing to put in some extra work to get me a loan... Kyles team was able to get me a loan and put me in a home... i could never thank them enough for what they did... there are good people and then there's not good people and Kyles team are definitively good people with a heart who work hard and care about people... and i always like working the people like that...

    Katee Cobb
Team Members

Giselly Grajales

Production Assistant

Jerrie Lynn Doraty

Senior Loan Processor

Laura Olivier

Junior Loan Processor

Elizabeth Richardson

Production Associate

Shirley Quiroa

Executive Assistant

Our Competitive Advantage


Closing Dates Met


Accurate Closing Cost Estimate


Most Preferred Lender


Referral Rate from Past Clients