Privacy Policy for Gardner Financial Services LTD dba Legacy Mutual Mortgage

Effective Date: September 20, 2024

At Gardner Financial Services LTD dba Legacy Mutual Mortgage, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your information, including details regarding our SMS communication practices.  Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

1. Information We Collect

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Personal Information: Name, address, phone number, email address, Social Security number, financial information, and other information necessary to process your mortgage application.

 

2. How We Use Your Information

We use your information to:

  • Process your mortgage application and related transactions.
  • Communicate with you regarding your application status and other services.
  • Send you marketing communications, including promotions and updates, if you have opted in to receive them.

 

3. SMS Communication

By opting in to receive SMS messages from us, you agree to receive communications related to your mortgage application and other services. 

 SMS Opt-In

  • You may opt in to receive SMS communications by providing your consent through our website or via text.
  • You can opt out at any time by following the instructions provided in the SMS messages or contacting us directly.

No Sharing of SMS Opt-In Information

We want to assure you that your SMS opt-in information is kept confidential. We do not sell, trade, or otherwise transfer your SMS opt-in information to outside parties without your consent, except as required by law.

 

4. Information Sharing

All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons we choose to share, and whether you can limit this sharing.

We may share your information with:

  • Service Providers: Third-party companies and affiliates that assist us in operating our business and providing services to you, subject to confidentiality agreements.
  • Legal Requirements: To comply with applicable laws, regulations, or legal requests.

 

5. Data Security

We take the security of your information seriously and implement reasonable measures to protect it from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.  We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.

 

6. Your Rights

You have the right to:

  • Access, correct, or delete your personal information.
  • Opt out of marketing communications at any time.
  • Withdraw your consent for SMS communications.

To exercise these rights, please contact us using the information below.

 

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting a notice on our website or contacting you directly.

 

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Gardner Financial Services LTD dba Legacy Mutual Mortgage
Address: 18402 US Hwy 281 N, San Antonio, TX 78259
Phone: (210) 492-4900 

Thank you for trusting Gardner Financial Services LTD dba Legacy Mutual Mortgage with your mortgage needs. We are committed to protecting your privacy and providing you with excellent service.