Testimonials
Elizabeth Riley - Luxe Property Group
Austin, TX

Regardless of the client or situation, Josh Penland never fails to be responsive and find creative solutions even for my toughest client needs.

He has been a strategic member of my ‘team’ for many years and I know Josh will reflect well on me as a lending referral to my clients.

When Josh and his team are involved in my transactions, whether I’m representing the buyer OR seller, I rest easy knowing that the closing process will run smoothly and as scheduled, resulting in a positive experience for all involved.


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Elizabeth Preuss
Boerne, Texas

Trust in this team is the key reason our experience is overwhelming. My husband and I always trust in the Team and it has been wonderful!


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Ted Pins - Nashville Radius Group
Nashville, Tennessee

Shawn Kaplan and his team are top notch professionals that take the care and attention I would only expect for my clients, family and myself. His team are experts in this field and always led with their heart and service to get the client the best possible program to achieve their goals. I have yet to have a client not experience A+ service that they are proud to share with their friends and me! It gives me great confidence to be able to recommend Kaplan's team and know they are getting extremely well taken care of with diligent follow and keeping me apprised weekly of the status.


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David Webber, CMO
Brentwood, Tennessee

Shawn Kaplan and his team at Legacy Mutual are the best at what they do. They take a systematic approach with processes that keep their clients and all parties associated with the transaction informed from day 1 until the closing takes place. Their weekly update phone calls keep clients' minds at ease and alert them of any potential issues they might arise. From application to closing, Shawn and his team do an amazing job.


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Spencer Sadler
Brentwood, Tennessee

Shawn and his team are top notch! They handle my clients from first time home buyers to seasoned investors with their best interests in mind. You will be impressed from the beginning with how they run their business.


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Blake Finney
Nashville, Tennessee

Shawn is a highly respected and extremely knowledgeable mortgage professional. Over the past 12 yrs of knowing him, I have personally worked with him on many mutual friends and clients. He always put his clients first and has surrounded himself with a team of like-minded team members to enhance the customer's experience. Having a lender of Shawn's status goes a long ways when trying to win multiple offer contracts and getting deals closed in a timely manner. I would highly recommend him as a mortgage professional.


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Barbara Johnson
San Antonio, Texas

It has been a pleasure to work with Jaime. She has provided answers to all my questions and has been available whenever I called on her. Knowing how busy she is, makes it easy to rank her service as excellent. I am happy to spread the good word about Legacy when the opportunity arises.
Thank you, Barbara Johnson


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John & Shelly Capozzi
San Antonio, Texas

"I wanted to send a (belated) quick note to say thanks for all the help with our loan. In the past, we have always tended to go with either USAA or NFCU for loans and were under the assumption that being asked for the exact same information multiple times was just standard operating procedure. I guess we were wrong. This process was as smooth, painless and as professional as it can get from start to finish. We did notice and we were very appreciative."


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Mark and Jaci Sandeen
San Antonio, Texas

"It's been our extreme pleasure to have you and your team work so hard in getting us our loan. You made it look easy and the whole process was painless. Thanks again for all your hard work and especially to Holly who should get a raise, paid vacation or at least a glass of wine or two!!!! You all are the best....."


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Brian Fuqua
Murfreesboro, TN

"Michael was great to work with.. The process was very smooth and he was very quick to answer any questions or concerns we had in the mortgage process. I would definitely recommend him and accurate mortgage to everyone."


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Mr. Moore
Mt. Juliet, Tennessee

"My wife and I moved to Nashville 2 years ago. We searched for a mortgage lender online once we decided to buy a home. Out of the 6 people that followed up with us, Michael was hands down the leader of the pack. He is crazy smart about the entire home buying process and he talks to you in a way that you understand what the hell is going on. Not only did he and his team handle everything perfectly he also put us in touch with our realtor, he knew exactly what we were looking for and who would work best for us. If you choose not to work with Michael Church you are doing yourself a disservice and most likely wasting your time."


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Carrie Raisler

"Michael was great to work with. As a first time home buyer, I didn't know anything about the mortgage process but he was very thorough in explaining everything and the entire sale went smoothly and quickly. I definitely recommend using Michael for your next mortgage!"


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Jesse Worf
Nashville, Tennessee

"Michael was tremendously helpful throughout my home purchase process. He advised me about the rigors of buying in a very competitive market, kept in touch as I browsed homes, and worked tirelessly to get the deal done once it came time to close. He was quick to respond at all hours of the day, and I'm very grateful to have had the chance to work with him."


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Michael and Angelle Viehoefer
Houston, Texas

OMG! The McFarland Team is so awesome! Our experience this time around was drastically different working with this team. Everything was as promised. They went above and beyond to help us get into this home.


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Jonathan and Jenna Sneed
Houston, Texas

We will definitely be sharing how wonderful our experience was with all we know looking for your services. It’s been such a delight to work with you all. The customer service, prompt communication, and consistency were all incredible!


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Duane Harnish
Austin, Texas

Nick & his team at Legacy Mutual are top notch! Nick gave us great info & advice on loan options, guided us through the pre-approval process (made simple by the ability to securely upload documents electronically), found us a great rate, and got all the closing documents put together for a smooth close. He was always very responsive to all our questions & requests.


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Lisa Adams, Realtor - Martha Turner Sotheby’s
Houston, Texas

“I just wanted to let you all know how much I appreciate your work on getting Dillon Hedges to closing. Things went very smooth and I appreciate the quick responses and updates you gave me thru out the process. Looking forward to another closing”


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Elizabeth Priest, Buyer's Specialist for Jason Glast
San Antonio, TX

"Jaime has been our "go-to" mortgage lender for several years due to her professionalism, 24/7 communication/responsiveness, and the ability to make even the most complicated transaction feel seamless and stress-free. She is well-versed in the constantly evolving lending market and understands the complexity and discretion necessary for our client's unique lending needs. Her attention to detail, customer service and her high-level skillset have not only far exceeded my expectations but also our client base of entrepreneurs, physicians, attorneys, executives and other industry leaders. I have used Jaime for my personal mortgage needs multiple times and would not hesitate to recommend her to anyone in need of a consummate professional to handle the financial aspect of such an important purchase."


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Qwanzetta Young
San Antonio, Texas

To me, this was an easy process. I would definitely refer you to anyone I know that is looking for a lender. Give your team many thanks for me.


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Stephen B. Smith - President of IBTX Risk Services of San Antonio
San Antonio, Texas

Kay & I thoroughly enjoyed the experience working with you to close our recent home purchase in Olmos Park. Your persistence, technical acumen, and personal touch played an integral role in navigating the complex Dodd-Frank guidelines and regulations. We closed the Jumbo Loan within 40 days to meet the seller's demands and our relocation parameters. We enthusiastically recommend you to anyone seeking expert guidance in closing a complex real estate loan. We look forward to working with you again!


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Walter Plaza - Plaza Properties
Houston, Texas

We wanted to thank you and tell you how impressed we are with you and your team. Our loan process
was pleasantly easy in comparison to other firms. We found in you an outlet to turn our dreams into
reality. I specially appreciate how much you taught us in the process in order to become better home
buyers. We would not consider doing a loan in the future with anyone else but you and your
team. Thanks again - Walter Plaza


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Jairo Torres
Houston, Texas

Julian was our Loan Office for our last mortgage loan application and approval process, and he was
really amazing. He was all the time on top of everything. Julian is an excellent professional and great
person


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Rob Eredini

Nick got us in our home at a great rate and met our move-in schedule perfectly...and even got us a tax break we were not expecting...could not have been happier with our experience


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Cindy Crawford - Realtor @ Keller Williams Round Rock
Round Rock, Texas

Nick stays on top of his files and gets things done. He is great at keeping me informed regarding mutual clients and an excellent communicator! He knows the lending business well and can explain options thoroughly!


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Karen Halsema - Independent Broker @ Keller Williams

Nick is a pleasure to work with as he always communicates clearly and often with me and my clients during a real estate transaction. In an industry that is changing all the time, he is consistently very knowledgeable about all kinds of mortgages and special programs for buyers. Nick really cares about the buyers he is helping with financing their home. I would recommend Nick to any buyers and buyer agents!


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